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Sales Idea: Use Hybrid Long-Term Care Insurance as an Estate-Planning Tool

The increasing consumer appeal of newly designed long-term care (LTC) insurance is creating opportunities for insurance and retirement planning professionals, and new technology is showing consumers how LTC insurance can be used for more than just long-term care — it can be used to protect their estates.

Show Clients How Life Insurance Can Mitigate Retirement Risks While They're Living

Today’s life insurance offers clients greater flexibility than just the traditional death benefit. They can provide solutions to clients’ concerns about outliving retirement and not having enough money.  

Financial Advisors, Here's How to Turn Affluent Prospects Into Clients

Helping clients enroll in Medicare and review plans annually can be an easy way for financial advisors to reach prospects and lay the foundation for lifetime clients, and a recent survey indicates the opportunity is especially ripe with affluent Americans. 

 

Marketing Hours Extended to Provide More Service

The SMS Medicare Solutions and Financial Solutions teams have extended their hours to better serve agents and advisors. 

When Your Clients Ask, 'Can I Afford to Retire?'

You can help clients answer one of their biggest questions: “Can I afford to retire?” Senior Market Sales® has a new tool that makes it easy for any type of retirement planning professional to help clients answer that question. Income ArchiTECH™ shows the impact of longevity risk on their retirement plans. With just a few clicks, it can show the impact of market fluctuation and help you develop strategies and solutions to manage it.

The Importance of Life Insurance in Financial Plans

Life insurance can be a critical part of a comprehensive retirement plan. New technology makes it easier to demonstrate this and position the right solution to your clients. 

Using Processes and Tools to Enhance Your Business

There is a way to provide clients more big-picture clarity while also demonstrating the need for the solutions you have to offer. Start using a new process and tools to enhance your business. 

6 Reasons to Write Single-Premium Life

Now is a great time to write single-premium life. There is tremendous opportunity in helping preserve a client's legacy. Here are six reasons to talk about single-premium life with every qualified prospect. 

The Kind of Clients Who Love IUL

An indexed universal life (IUL) policy offers clients upside potential, guards against downside risk and provides tax benefits.

The New Life Insurance: Benefits While Clients Are Still Living

Your clients do not have to die to take advantage of their life insurance. With an Accelerated Benefits Rider (ABR), they can get a portion of their benefit if they have a terminal, chronic or critical illness. Start offering the NEW life insurance and give your clients options. 

Making the Most of Your Clients' 'Never' Bucket of Money

Low interest savings accounts and CDs don’t provide as much of a legacy for those whom the money is intended. Introducing your client to single-premium life insurance can make the most of those funds and enhance their legacy.

Get Social With SMS

Discuss issues that are important in the senior market, ask questions, and get immediate access to SMS content and insights by following SMS on social media.

Build Business and Launch Legacies with Single-Premium Life Insurance

Are you interested in increasing your income by $100,000 in 2017? Are you maximizing the full potential of your appointments?

App by Email®: Fast, Secure and Convenient

Watch Tech Tour on Using the App by Email® Feature

Learn How To Generate Quotes and Reduce Paperwork with Lead Advantage

Watch this brief SMS Technology Tour to learn how to quickly and easily generate quotes and access materials from a variety of carriers by using the Lead Advantage online portal.