OneAmerica is a non-traditional LTC carrier that can provide an excellent alternative solution for LTC for your clients.

Need a hybrid option for LTC? Rainy day funds can be quickly exhausted with a long-term care event. Use the rainy day asset to purchase a much larger pool of dollars that can be used for LTC expenses. Single pay, 10 pay and modal pays available.

Re-positioning assets into a OneAmerica State Life product can provide benefits for LTC. If the LTC benefit is not used, the value is paid to the beneficiary in the form of a death benefit or annuity payout.

OneAmerica Documents

Asset Care III — Qualified Money: An RMD Strategy

Two Simple Questions You Should Ask

Long-Term Care Protection at Your Fingertips

LTC Tax Guide Book

Indexed Annuity Care PPA Case Study

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A 25 Year Commitment