North American (NACOLAH)

Since 1886, Chicago-based North American Company for Life and Health Insurance (North American) has been helping people secure brighter financial futures. We offer a comprehensive portfolio of universal life insurance, term life insurance, and annuity products. North American is committed to providing policyholders with affordable, value-based products and to be here for them when they need it most.

Financial Rating: A+ (Superior) by A.M. Best

Featured Product: Builder Indexed Universal Life

Builder Plus IUL® 3*

Designed for great long-term cash value accumulation potential through a strong income stream while reducing the effects of volatility and taxes. Ideal for clients who may be interested in helping supplement their retirement. Most appropriate for cases with a high funding level.

  • Strong long-term cash value accumulation potential through multiple interest bonus opportunities:
    • A base bonus on fixed and index accounts in years 11+
    • A higher current bonus beginning in year one for allocations to Fidelity Multifactor IndexSM 5% ER
    • A separate bonus for funds borrowed as a result of Fixed Interest Participating Policy Loans
  • Participating Policy Loans available in year one
  • Return of Premium death benefit option
  • Variable interest rate policy loans starting in year one
  • Accelerated death benefit for critical, chronic, and terminal illness
  • Available on WriteAway®