Medicare Industry Advocacy

Senior Market Sales^® (SMS) leadership is active in Washington, working with regulators and legislators to ensure they understand our business and make your voices heard. To that end, SMS works closely with leading professional organizations who are advocating on behalf of insurance agents and your clients.

Key Issues Include:

Fair agent compensation

Independent agents and brokers play a vital role in guiding Medicare beneficiaries through complex health care decisions, ensuring they receive the coverage they need. If commissions are eliminated or even reduced, it ultimately puts beneficiaries at risk of losing access to the expertise and support they receive from their trusted agent.

Medicare Supplement pricing

The loss ratios and subsequent pricing increases on Medicare Supplement plans are very concerning. As more and more states adopt the birthday rule, it only increases pressure on pricing while putting agents’ commissions at risk. To combat this issue, we’ve assembled a coalition of industry voices.

Decreased plan availability

Carriers are increasingly withdrawing from markets and reducing plan options, especially in rural and underserved areas. We support industry efforts to maintain marketing stability and ensure that Medicare Advantage and Medicare Supplement plans remain viable options for all.

Take Action Now:

Join the National Association of Benefits and Insurance Professionals (NABIP)

Send your clients this survey so that they can tell legislators about how you help them navigate Medicare decisions

State Legislative Tracker

Important Updates

NABIP Statement on the Senate Finance Committee’s Report on Medicare Advantage Marketing
NABIP Blasts MedPAC’s Misleading Narrative on Medicare Agents
National Association of Insurance and Financial Advisors (NAIFA) Advocates for Stability in Medicare Advantage and Part D
Joint Association Letter to Congress
NABIP: Birthday Rule Report
NAIFA Calls Compensation Cuts to Agents 'Extremely Detrimental' to Beneficiaries
Senators Attack Retail Medicare Agent Call-Recording Requirement
Medicare Reporting Bill Introduced in Senate
Bill Introduced to Remove Agents and Brokers From Burdensome Medicare Rule