Capitol Life Insurance Company

The Capitol Life Insurance Company (CLIC) is wholly owned by Liberty Bankers Life Insurance Company. CLIC was established in 1906 as the first charter in the state of Colorado and was purchased by the Liberty Bankers Life group in 2007. The company is domiciled in the state of Texas and is headquartered in Dallas.

Capitol Life markets a full line of Medicare Supplement, life and annuity products, offering standardized plans at market-leading premiums in a rapidly growing number of states.

CLIC is currently rated B++ by A.M. Best and is assigned a stable rating outlook. In its most recent report, Best notes the company’s solid level of capitalization, positive earnings history and relatively liquid investment portfolio.

Rating: B++ by A.M. Best

The Capitol Life Insurance Company Highlights

  • On-the-Spot underwriting
  • Incentive trips
  • Biweekly payouts
  • VERY competitive rates for Plans F, G, and N
  • HHD available
  • Increased commissions on Plan N
  • Phone sales allowed
  • No E&O requirements
  • Write apps 90 days in advance of effective date
  • Appointment fees paid (except in two states) 
  • 3-6-or 9-month advancing available