Aetna is a leading Medicare Advantage carrier serving major population centers in the following states: AZ, CA, CO, CT, DC, DE, FL, GA, IL, MD, ME, NJ, NV, NY, OH, PA, TN, TX and VA. With $0 premiums and maximum out-of-pocket as low as $3,400 in many counties, Aetna is a competitive product in the markets served. Ask us about the co-op lead program and the open access markets (no primary care physician referral required to visit a specialist).