Fiduciary Responsibility and LTC Solutions

  • Originally published April 28, 2017 , last updated July 6, 2018
  • LTC, DOL, Long-Term Care

The issues related to the Department of Labor ruling are not necessarily exclusive to tax-qualified or equity vehicles.  They include recommending an appropriate financial solution for each client. That definitely can include considering long-term care solutions.

That’s why at SMS we have a dedicated LTC planning team that looks at each case independently to develop the right solution based on the client’s objectives.  It’s a critically important process.

So what is the right solution?  It might be traditional LTC or a Hybrid. It might be a Life policy or Annuity with accelerated death benefit riders. Your obligation to your client is to ask good questions and think in their best interests.

We’ll help you each step of the way.  Want to learn more? Click here and learn how to ask the right questions. We’ll develop alternatives to direct your clients the appropriate solutions.

When you work with SMS, you don’t have to be an expert to be a professional. Call us, and we can help – 1-888-456-8884 Opt. 4.