Annual Disenrollment Period

  • Originally published November 30, 2010 , last updated April 10, 2018
  • Medicare, Coventry, Humana, SilverScript, UnitedHealthcare
Annual Disenrollment Period

With the Annual Disenrollment Period (ADP) approaching January 1 (didn’t the AEP just start?) and sanctions on several of the top Medicare Advantage carriers, the opportunities for Medicare Supplement sales during the ADP will be numerous.

What is the Annual Disenrollment Period?

Starting in 2011, the Medicare Advantage Open Enrollment Period (OEP) that used to run from January 1 to March 31 is no more. The Health Care Reform bill eliminated the OEP and replaced it with an Annual Disenrollment Period that runs from January 1 to February 14.

During the ADP a beneficiary can only disenroll from a Medicare Advantage plan (either an MA-only plan, or an MA-PD) and enroll in Original Medicare. Clients who are interested in picking up drug coverage will have a Part D Special Enrollment Period to enroll in a PDP.

Beneficiaries cannot switch MA-PD plans nor can people in Original Medicare use the ADP to join a Medicare Advantage plan. Beneficiaries can only use the ADP to disenroll from a Medicare Advantage plan.

Look to Medicare Supplement this ADP

If you have clients who are switching back to Original Medicare, talk to them about how they can protect themselves from deductibles, coinsurance and co-payments with a Medicare Supplement plan.

Senior Market Sales is a proven leader in the Medicare Supplement arena. We have strong competitive products no matter where your business is located. With over 40 experienced marketers in the mature market, Senior Market Sales is the first choice for Medicare Supplement products for over 14,000 agents.

Even though we’re in the midst of the AEP selling season, now is the time to reevaluate your Medicare Supplement and Part D lineups.

Call 1.800.786.5566 Option 6 for personalized service.

Don't Forget Part D

Clients leaving an MA-PD plan will have the opportunity to purchase a stand-alone Part D plan during the ADP.

Senior Market Sales offers these Part D Carriers:

Coventry

Don’t want to certify? With Coventry’s referral program you don’t have to sell, but you still get paid.

Get Contracted

Humana

Lowest premium PDP in the nation in 2011: $14.80

Get Contracted

SilverScript

Plan members get 20% discount on more than 7,000 items at CVS Pharmacies. Referral agents get $45 per case.

Get Agent Contract

UnitedHealthcare

Expansive Part D formulary.

Get Contracted