Medicare Solutions

Recent changes to Medicare have brought about more healthcare choices for mature Americans than ever before. Today when you are eligible for Medicare you can choose to receive healthcare through the Original Medicare program only; or apply for a Medicare Supplement (Medigap Plan) to fill in the "gaps" in Medicare coverage with few if any co-pays or deductibles.

In many areas you can also opt for a Medicare Advantage Plan that may have lower premiums than a Medigap plan, even a $0 premium in some counties, but with more potential out-of-pocket expenses.

Prescription Drug Plans (Medicare Part D) are also now on offer nationwide either as a stand-alone plan or bundled into a low-cost Medicare Advantage Plan.

	Medicare Supplement Medicare Supplement policies (also known as Medigap plans) fill in gaps in Original Medicare coverage such as co-pays and deductibles for hospitalization, doctor visits and other medical services. Although these plans may cost more than Medicare Advantage plans, after paying the plan premium, there are few if any extra out-of-pocket expenses. More Information | Get a Free Medicare Supplement Quote
	Medicare Part D Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. More Information | Get a Free Medicare Part D Quote
	Medicare Advantage Medicare Advantage plans are health plan options that are part of the federal Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospitalization, doctor visits, skilled nursing, medical tests, diagnostics and other services. Most Medicare Advantage Plans are either HMOs, PPOs, or Private-Fee-for-Service (PFFS). Premiums are often low and $0 premium plans are available in many areas. More Information | Get a Free Medicare Advantage Quote